Do any of you have this? If so why did you choose this?

The full story is my MIL is now selling this, and driving me nuts about it. I have said no nicely, I have said no firmly, I have listed out a million reasons why we don't need it. The biggest on the list is her ex hubby, my FIL is a LAWYER, we get free law services...ugh!

But I wanted to be more compasionate...so was curious why people would choose this route!

TIA

By Kym on Tuesday, May 23, 2006 - 12:15 pm:

Kaye, my business has it because we often need drafts/contracts etc drawn, but are not "big" enought to retain a full time lawyer. But personally I would not use it or need it.

By Ginny~moderator on Tuesday, May 23, 2006 - 02:11 pm:

Unions often offer this as a benefit, as do employers. But I can't see it as something an individual or family would sign up for. Especially when, in your case, you get free legal services anyhow.

By Karen~moderator on Tuesday, May 23, 2006 - 02:54 pm:

My sister has this, and was really trying to push it to DH and I several years ago. Knowing my sister, she's used it a lot. LOL She is always in some type of jam or another. She actually tried to use it to settle a very small insurance claim when my mom died last year, and I ended up having to hire another attorney to take care of it.

For the very few things DH and I need legal services for, I prefer paying an attorney I know and trust.

By Ginny~moderator on Tuesday, May 23, 2006 - 04:20 pm:

Karen is right. Part of the program with prepaid legal insurance is you have to use one of the attorneys in the pool. My experience is that this is mostly young attorneys just starting out, or "cookie cutter" attorneys - attorneys who file the same kind of lawsuit over and over and over, and win enough of them to stay in business.