I really don't know what we are going to do. Our only car died. It has some transmission problems that will be between $1300 and $1700 to fix. It was paid off which meant cheap insurance. I just started working because we aren't making ends meet. Dh took a new job in January and they haven't given him 40 hours once even though they said that's the way it would be. I don't have money in the bank and I don't have credit cards. We can't afford a car payment, I don't know what is going to happen. There isn't much public transportation where we are, just ridiculously expensive and scary taxis. I'm uncomfortable getting in a car with a stranger. He's borrowing his mom's car tomorrow to go try about other jobs. I was worried about making it with what we had until he got done school, now this. I'm so stressed that I'm not really if that makes sense. I'm not crying or anything just numb. This sucks. Okay, maybe now I'll cry.

By Bobbie~moderatr on Sunday, April 20, 2008 - 10:46 pm:

Rayelle, I can so feel for you.. I have had more than my fare share of nonsense over the past 6 months and I can truly understand where you are at right now. If I could come over and hug you I would, for sure.. I don't know what to say, other than you are in my thoughts and prayers... and it is okay to cry... I have done an awful lot of crying myself.

(((((Rayelle))))

By Happynerdmom on Monday, April 21, 2008 - 11:04 am:

I'm sorry, Rayelle. I don't really have any advice, but just wanted to give you hugs, and let you know I'll be praying for you guys. It will work out eventually. Hang in there!!

By Jewlz on Monday, April 21, 2008 - 12:08 pm:

im sorry to Rayelle. (((HUGS)))I hope that times get easier for you and ur family.

By Tarable on Monday, April 21, 2008 - 12:12 pm:

I don't have any advice but I have BTDT and it is really hard to be where you are.

By Bobbie~moderatr on Monday, April 21, 2008 - 03:20 pm:

How are you holding up today?? any ideas?

By Rayelle on Monday, April 21, 2008 - 05:42 pm:

I have my moments but I'm in much better spirits than I think I should be. I'm usually the one whacked out of shape so I guess it's dh's turn. Dh borrowed mil's car for work today and he's figuring out how we'll get where this week. The kicker is we filed bankruptcy about two years ago (medical bills yuck) so we're looking at loan shark rates for anything, buy here pay here or other things I'm educated enough to know are rip offs.

What really stinks is just when we think we're doing everything we can and working hard something happens to prove we have to work harder. I try to do the right thing and do without to put money back for emergencies but then one happens and it takes forever to put more back. I haven't been able to since the last set back. In some ways I feel like I'm being punished for having my kids young, it's really hard to feel I'm doing right by them and go to classes and now work. In other ways I know people who were older when they had their children and they aren't much better off so it isn't that black and white. I just hope we can get through this and whatever else without either one of us having to quit school.

Thanks for thinking of me

By Dawnk777 on Monday, April 21, 2008 - 10:35 pm:

{{{HUGS}}}

My parents weren't rich, when my sisters and I were little, yet I never felt like we were poor! Hang in there!

By Wandilu on Monday, April 21, 2008 - 10:58 pm:

Do you have Craigs List where you live? It might be just one word, instead of two. Anyway, they have a Wanted list on there. I have seen people post on ours saying they need a car , for free. They briefly explain their situation ,and that they can't purchace one right now.And, lots of time, they get one. It's worth a try, if it doesn't bother you to do it.I posted on there resently that I needed to get a vehicle for $1000 or less for our DD. I got several responses.We found about 4 amazingly good vehicles for $1500. Do you think, if you could find something like that, your MIL would co-sign a bank loan for you and your DH ?

By Crystal915 on Tuesday, April 22, 2008 - 08:33 am:

(((Rayelle))) BTDT, and I know how difficult it can be, but you will get through this!!!

By Rayelle on Tuesday, April 22, 2008 - 04:03 pm:

My mil can't help with cosigning anything. My parents might I'm going to ask them. I've been talking to a bankruptcy specialist guy to get an idea of options. We're also considering options regarding getting the car fixed. I never thought of craiglist, I'll have to try that. It seems no one I've talked to is doing much better. My brother just took on a second job, my bil and some friends are all having some kind of car difficulty but not as severe as ours. Sounds bad all around.