I wrote a while ago, about my bil who gave us a car, when he moved out of town with his x , and how he said it was not a problem with his x that he gave us the car. Well in the last post it was all about them not sending the insurance slip, well guess what, they are still making up excuses, first they lost it, then oh we don't have time etc.. Now the sil is saying that when she moved she did not cancel her car insurance on her new vehichle, ( why I do not know) they just did not need the car in the city so they did not use it. She had financed the insurance monthly, but she is trying to tell us that the insurance company just kept letting the insurance ride instead of canceling it, and now she has a huge bill, their for when she went to go get the insurance registration slip for the car they gave us)the insurance agent told her , that they will not give her a copy unless she pays that bill. now my mil has been dealing with all this the whole time, and I told mil that all she is trying to do now is get money for the car that they gave dh and I , I told mil to not fall for it, I can see right threw this story, because if you default on your insurance payments they will not let you right for 7 months, that is what she is saying, 700.00 bill. I think sil , just decided that she wants money for the car and figured 700 looks like a good number. I called dh ( he is out of town ) and I told him, about the whole thing, and he got so mad, and said just forget about the car, and for me to tell his mom, just forget it. That their has been way too much time spent trying to get the papers for this car. My poor mil, has been obsessed with trying to get the papers bil ( her other son) promises that they would send them. mil calls them every couple of days about it, I think she may be making herself sick over it. I agree it is not worth it. But sil is so caniving, and always has to have things her way. I just hate to see her get away with this, as it was bil car before she even entered the picture again. One reason I would like to get that car is so dd, can have it, so I can have my car back, I am now with dh out of town having to walk to work, I could drive dd to school, but it is taking alot of gas to do that, and is cheaper for me to walk, but I have a vehichle and would like to use it.( but in the same token, don't want to have to leave the house so early to take dd to school, ( school parking lot is a nightmare!) I am scared to tell mil to forget it, as what if bil, and sil can pay the bill, soon, and that is the truth which i doubt but just in case, and they really are planning on sending out the registration. I think I am going to keep quiet about it for a while and let it ride and see what happens, as this car is a perfect little car for dd, and with dh out of work,their is no way we can help dd buy a car right now, at least untill he gets a postion he is hoping for. The car is in my parents yard, still needs some minor parts to get it going, spark plug leads need to be changed , dd wanted to get it in tip top condition now, but I said no way is she putting a cent into it, if she does not own it, so thier it sits under dad's tree in his back yard.Does anyone think, that the insurance company would bill her for insurance if she did not put the payment money in her bank every month? Car was insured in British Columbia what do you think? I think she is pulling our leg.

By Clair~moderator on Wednesday, January 21, 2004 - 10:24 am:

Honestly? I would tell them to come get the car. It's just not worth it.

By Amy~moderator on Wednesday, January 21, 2004 - 10:32 am:

I agree with Claire. I have a headache just reading about it. Ugh!

By Ginny~moderator on Wednesday, January 21, 2004 - 10:40 am:

I really don't understand why you need to even think about the insurance before you own the car AND put it on the road. In Pennsylvania and New Jersey you are not required to insure a vehicle you don't own and if it is not on the road you are not required to insure it. What you need is to have the title transferred, and if they "lost" the title you can get a copy of the old title from the Dept. of Motor Vehicles in the state in which they registered it, arrange for the title transfer, and arrange for insurance as of the date of the transfer of ownership. Whether or not it was insured before you take title is simply not your problem and you need not be concerned about this at all.

I agree, no way the insurance company was just going to let it ride - but as I say, that is not your problem.

By Tonya on Wednesday, January 21, 2004 - 11:13 am:

I say give it back. Sounds like way more trouble than what it is worth.

By Mrse on Wednesday, January 21, 2004 - 03:02 pm:

Yes it is the title transfer that we need them to send, it took them ah 3 months I think, just to send the transfer papers, that just has her signature on it, but I need that slip of paper that, has all the registration numbers on it. I do not know why they sent the transfer paper and not the registration too. The only thing that makes me keep letting this go on and on, is because, if mil, gets the registration paper, and gets the transfer paper that she signed from me, then she most likely give the car to, my dh 3 rd brother's kid who also needs a vehichle. mil, owned the car previously to bil, and she orginally wanted it to go to one of her grandchildren, but if we say we do not want it, I can really see her saying well, you did not want it so I put it in dh nephew name. I know my mil and that is exactley what she would do, even though we have been waiting for it , for so long. Yes it gives me a headache just writing about it!!! lol.

By Bobbie on Wednesday, January 21, 2004 - 11:01 pm:

Why does it matter if the car was insured or not? That makes no sense to me. I mean in the states you carry your own insurance it isn't transferable. So why does any of this matter. You have the title. Is the powers that be telling you you need more? I would contact them and take them what you have and find out what steps you can take to get the rest. I am sure they deal with this all the time...

By Mrse on Thursday, January 22, 2004 - 12:17 am:

we do not have the title at all, all we have is a set of transfter papers with her signature, but when you buy a vehicle you also need the vehicle registration, with you, as well as the signed transfter papers. The problem is, is that she insured a different car, and defaulted on her insurance, so they will not issue the copy of the registration of the car they gave us untill, they she pays her current debt on her insurance from her new car. No it does not matter if the car they are giving us sat their un insured for 10 years you still need that piece of paper. with all the information about the car, color, size, model, fuel type etc..
Update on this car issuse, mil phoned again to sil apartenaly this has caused the break up of bil and sil, and he is staying with a friend, mil called sil and her mother got on the phone and said, don't you think you have caused eneough problems? and hung up on mil ear. So this definatley tells me my sil, is refusing to sign the papers. dd has given up, she was so upset today, time to let it go, really not worth it now. But on a good note I am glad bil and sil, broke up she is a B. Always has been always will be, she took bil for everything he had 4 times, and he still went back to her, she is nothing but a user.

By Dawnk777 on Thursday, January 22, 2004 - 12:57 am:

What a mess!

By Mrse on Thursday, January 22, 2004 - 01:23 am:

you can say that again!

By Bobbie on Friday, January 23, 2004 - 01:11 am:

Dang that is a huge mess... Here is the states you have a title of ownership, nothing else matters. And sounds like BIL might be needing the car back for himself. Geesh what a mess..

By Mrse on Sunday, January 25, 2004 - 09:45 pm:

Update:
Mil phoned tonight, bil laid the law down, and his wife all of a sudden found the paper we need, so bil is sending it in the mail. So thier might be light at the end of the tunnel.

By Bobbie on Sunday, January 25, 2004 - 10:05 pm:

About dang time... Hopefully you get it...

By Mrse on Monday, January 26, 2004 - 01:24 am:

yah I am not holding my breath, I have not mentioned the car to mil, dh wanted me to tell them to keep the car, but I just could not do it, though I would just not mention it anymore to mil, but from the sounds of it, the papers are on their way, so we will see.