I mentioned this in another thread and thought I'd share.

My husband and I are trying to stick to a budget to pay off debt and get ready to buy a new house in a year or two. I am hopeless with paper spreadsheets, Microsoft Money, Quicken, etc. I look at a spreadsheet and I don't get how that relates to my spending at all. My description isn't very good but if you check out http://www.mishell.ca/ you can see examples and download a thrity day trial.

I know this sounds spammy but I'm not getting anything for reccomending this, it's just that it works so well for me and I can't imagine I'm the only mom here who goes cross-eyed when faced with spreadsheets. Honestly, the first time I tried it I had a big AHA! moment and finally understood what budgeting was really all about.