In the thick of it
Moms View Message Board: General Discussion Archive: Archive February 2006:
In the thick of it
Well we are in the middle of selling our house, long story short remember I am saying that at the beggining of this story of mine ha ha, as I know this is not going to be a short one!
we are selling our house because of finances, we owe my parents money from the down paymnet we borrowed, and a bit of debt from before, having a hard time paying it back because dh, is not working right now, never any money, max to the limit on finaces, so we decided to sell pay mom and dad, and pay off a loan, but this is where it gets sticky in our city the prices of houses are unbeilveable, and the only thing we can afford is a trailor in a park, and not a newer one like I would have wanted, then we would only have something like a 10,000 dollar mortgage. I am on the fence as I love this house, but money pressures make me want to sell, I am so frustrated as dh feels so much stress this is the easiest out ( for him). I am ok with it one min and freaking out the next, as we do not have any place to go, come march 15 if the sale goes through, thinking about renting but rentals are few and far between and expensive. so that is why we are thinking about a trailor. I just want it all to be over and done, I just hate this part of selling. The buyers came today for a inspection, an inspector was to come through the house, but in the end, ended up being the buyers who were doing the inspection, plus mom and I were sitting at the kitchen table having coffee, and their is a woman, ( who turned out to be the realtor peering in my kitchen window at us, she did not even come to the door, then when she did come to the door she wanted to know where ( ) was the buyer, and asked us if he was under the house? well this just sent us into a tissy as one would think that they would first come to the door say who they were and ask, and then next was that their was not a real inspector but the buyer was going to look at the house, because I sure would not have been here at all, and surley not in my pj's. I did not think it was a big deal when it was just an inspector as he would just zip through and then go under the house. I called our realestate guy and he was livid that their was no inspector. Not to mention that the stress around here you could cut it with a knife, and dh and I have been fighting off and on like you would not beilve. I am slowly getting to the point where I agree with dh about selling as it would be the wieght of the world off our backs but I think of the future and see no way out of the trailor park. I am sure living in a trailor park will be fine as we have never done that before, does anyone live in one? out thier who is reading this? So you see I am having an aniexty attack every few hours everytime I think of it.I know it will all be ok in the end, I hope. ahhhhhhhh just venting sorry about that
I can see how troubling this must be and a really tough decision. I don't have any advice but {{{Hugs}}}! You're really stuck between a rock and a hard place. Quite unprofessional of the other realtor to peer in the windows like that.
All I can really offer is {{hugs)) also. That sounds like a very tough decision. I don't know what I would do if I were in your shoes. Good Luck and I hope that things start looking up for you whatever decision you make.
I'll make the case for the trailor.
How about looking at what the trailer could offer you guys and not what you're giving up?
This trailer would give you guys a lot of peace. It would get rid of some stress that's hurting your relationship with your husband and likely the family.
It would get rid of the obligation to repay your parents. That's a huge thing to have hanging over your head. Imagine it gone.
It would give you room to breathe financially. Room to get your finances in order, maybe room to spend a little on yourself.
Trailers are fine. My DH and I looked at some before we bought this house, which isn't much bigger than a trailer. Find a nice park (with good fees)and you can have nice community of neighbours as well.
What you should be considering is what will make the best home. The house you're in is nice but it sounds like it's damaging the family. You need a place that will give you guys some peace and breathing room. If that's a trailer at the moment, get a trailer.
Our house was small, ugly, in need of repairs and next to the world's biggest open-pit gypsum mine when we bought it. Not my dream house, not even close. But 6 years on I'm grateful we bought it. It was very cheap, gave us a lot of room in our finances to do other things and it's small size taught me a lot about organizing and running a house (no room to hide clutter here  ). We didn't get what we wanted but we luckily got what we needed.
The trailer isn't a step down for you guys or a sign of some failure. It's a great opportunity to switch gears and get rid of problems. It's not an easy way out, it's an equal choice that will mean a different path for your family. It's exciting and challenging and will create a huge space in your family, that used to be occupied with financial worries, for you guys to fill up with more pleasant memories.
Take a deep breath, thank your house for what it's done for you and move on with an open heart to what a new house could offer you.
"We didn't get what we wanted but we luckily got what we needed."
I think that sums up the financial problems so many people have today. They spend way more than they need so when money troubles happen they can't keep what they had.
I think you are doing the right thing by getting out from under your house burden. I also think that unless you work together to come up with a better financial plan that you are right to be concerned about not getting out of the "trailer park". You haven't provided the details about why your husband is out of work but is that something that needs to be addressed between the two of you also. Are you the only income for the family?
The only trailer park advice I have is to consider carefully where you end up with a lot. The trailer parks where I live are not very decent and I would worry about my kids being exposed to things I don't want them exposed to. They have a high criminal element and are well known by the police. So find a nice trailer park.
Good luck with what you are going through. I hope you and your dh are able to work together to get through this.
HI thanks for the input, I feel alot better. Dh is a truck driver and the company he worked for sold the truck, so that put him out of work, and he has his resume out but it has been so wet here everything has slowed right down for driving, so once it drys up he will get work.
Our debt is not from over spending , it is from just trying to survive if dh is out of work bills start sliding so you get a loan to fix everything up , and it just keeps going like that, dh has had alot of different jobs but is not usually out of work long. we are going to go look at this trailor, it is on private land and it is almost new, it is in the next town. I will let you guys know how it goes
{{hugs}} I hope the trailor works out for you.
You should move down here. A large trucking company is opening a branch, and they are forced to relocate employees, because there's a shortage of qualified truck drivers around here. Our cost of living is very reasonable. In today's paper, the most expensive property transfer was $500,000.000. There are lots of very nice trailer parks, but you could probably afford a nice house in this market. I'd love to have you for a neighbor.
On private land and almost new, just outside of town...Sounds much better! So this isn't a park? Heck, that sounds nice.
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